[经] transferable and divisible letter of credit

kě fēn gē de xìn yòng zhuàng ㄎㄜˇ ㄈㄣ ㄍㄜ ㄉㄜ˙ ㄒㄧㄣˋ ㄩㄥˋ ㄓㄨㄤˋ