[经] first beneficiary of transferable credit

zhuǎn ràng xìn yòng dì yī shòu yì rén ㄓㄨㄢˇ ㄖㄤˋ ㄒㄧㄣˋ ㄩㄥˋ ㄉㄧˋ ㄧ ㄕㄡˋ ㄧˋ ㄖㄣˊ